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Credit Practices Rule - Overview

The Credit Practices Rule

The Credit Practices Rule is a federal law that became effective on March 1, 1985. The Rule imposes certain requirements upon entities that issue credit to consumers.

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The Gramm-Leach-Bliley Act and the Federal Trade Commission - Overview

The Gramm-Leach-Bliley Act and the Federal Trade Commission

The Gramm-Leach-Bliley Financial Modernization Act of 1999 is a federal law that is designed to protect the privacy of consumer information in the...

Bull and Bear Markets

For many beginning investors, it takes some time to learn the language of seasoned investors. If you have any interest in investing, chances are you have heard something of the terms "bull" and "bear" in relation to the stock market. The terms...

Equal Credit Opportunity Act - Prohibited Inquiries

When a consumer applies for credit, the Equal Credit Opportunity Act prohibits a creditor from requiring the consumer to disclose:

(1) the consumer's sex, race, national origin, or religion;

* The creditor may...

Fair Credit Billing Act - Settlement Procedure

The Fair Credit Billing Act contains a settlement procedure that is designed to promptly resolve disputed charges.

The Consumer's Letter

If a consumer believes that he has been erroneously...