Foreclosure Defense

If you are facing foreclosure, there are many steps you can take to fight the foreclosure, but you must act quickly. If you fail to fight the foreclosure, your home will be sold out from under you, and you will be forcefully evicted if you do not leave voluntarily. We will analyze your situation for any viable defenses to the foreclosure. It may be that the lender violated federal disclosure laws such as the Real Estate Settlement Procedures Act (RESPA) or the Truth in Lending Act (TILA) when they gave you a loan that you couldn't afford. Or perhaps the loan servicer who is attempting to foreclose cannot actually prove possession of the mortgage and the right to foreclose.

Even if you ultimately lose your home to foreclosure, pursuing these defenses will give you more time to find suitable alternative living arrangements. We can also help you negotiate a short sale or a deed-in-lieu of foreclosure, which can be better in the long run than having a foreclosure on your credit history.

The Right Help at the Right Time

One thing you can be sure of when you contact our office is that we will discuss all of your options with you and help you decide which choice is best for you, whether it be bankruptcy, debt consolidation, or some other form of debt settlement or debt relief. Let us help you find the best solution for your financial needs. Contact Kathryn T. Bergeron, Attorney & Counselor at Law, for a free consultation.